Dental cleanings, eyeglasses, and hearing aids can become more important with age, but many Florida residents are surprised to learn that Original Medicare does not broadly cover routine dental, vision, or hearing care.
That does not necessarily mean beneficiaries must pay every expense themselves. Additional benefits may be available through certain Medicare Advantage plans, separately purchased insurance policies, employer or retiree coverage, Medicaid, or discount programs. However, these options do not work in the same way, and their benefits are not standardized.
Before enrolling, beneficiaries should understand the source of the coverage, the services included, the provider rules, the benefit limits, and the costs they may still pay. This guide explains how dental, vision, and hearing coverage can work alongside Medicare and what Florida residents should compare before making a decision.
ProCare Consulting is not affiliated with or endorsed by the U.S. government or the federal Medicare program.
What Dental, Vision, and Hearing Services Does Original Medicare Cover?
Original Medicare includes Medicare Part A and Part B. It covers many hospital and medical services, but it generally does not provide broad benefits for routine dental care, routine vision services, hearing aids, or hearing-aid fittings.
Limited coverage may apply when a dental, vision, or hearing service is medically necessary or connected to another Medicare-covered condition or procedure. The reason for the service and Medicare’s coverage requirements determine whether a claim may be covered.
Original Medicare Dental Coverage
Original Medicare generally does not cover routine dental care, including:
- Dental cleanings
- Routine dental examinations
- Fillings
- Tooth extractions
- Dentures
- Dental implants
- Most crowns and bridges
Medicare may cover certain dental services when they are directly connected to the success of a Medicare-covered medical treatment. Coverage may also apply to qualifying dental services received as part of certain inpatient hospital care.
A dental procedure is not automatically covered simply because it occurs during an emergency or in a hospital. The service must meet Medicare’s applicable medical and coverage requirements.
Original Medicare Vision Coverage
Original Medicare generally does not cover routine eye examinations performed to prescribe eyeglasses or contact lenses. It also does not usually cover standard frames, lenses, or contacts.
Medicare Part B may cover certain medically necessary vision services, including qualifying:
- Eye screenings for beneficiaries who meet specific risk requirements
- Diagnostic examinations for eye conditions
- Treatment for covered eye diseases
- Cataract surgery
- Follow-up care related to covered eye procedures
After qualifying cataract surgery involving the implantation of an intraocular lens, Medicare may cover one set of corrective lenses from an eligible supplier. The Part B deductible and coinsurance may apply.
Medical eye care and routine vision care are not the same. An examination to diagnose or treat an eye disease may be handled through Medicare medical benefits, while a routine examination for glasses may require separate vision coverage.
Original Medicare Hearing Coverage
Original Medicare generally does not cover:
- Hearing aids
- Replacement hearing aids
- Examinations performed solely to prescribe or fit hearing aids
- Routine hearing-aid adjustments
Part B may cover certain diagnostic hearing or balance examinations when they are ordered to determine whether medical treatment is needed. The examination must satisfy Medicare’s requirements.
A covered diagnostic examination does not mean Medicare will also pay for a hearing aid.
Where Can Medicare Beneficiaries Obtain Additional Benefits?
Florida beneficiaries may have several ways to obtain dental, vision, or hearing benefits beyond the limited services covered by Original Medicare. The appropriate source depends on the person’s existing Medicare arrangement, expected needs, preferred providers, eligibility, and budget.
The main options include Medicare Advantage extra benefits, separately purchased policies, discount programs, and benefits available through another source such as Medicaid, an employer, a union, or retiree coverage.
Medicare Advantage Extra Benefits
Medicare Advantage plans provide Medicare Part A and Part B benefits through Medicare-approved private insurance companies. Some plans include extra dental, vision, or hearing benefits that Original Medicare generally does not provide.
Depending on the plan, these benefits may include:
- Routine dental examinations and cleanings
- Limited benefits for fillings or other dental procedures
- Routine vision examinations
- Eyeglass or contact-lens allowances
- Routine hearing tests
- Hearing-aid allowances
- Hearing-aid fitting or adjustment services
These benefits vary by plan. They may involve:
- Provider networks
- Annual allowances
- Service-frequency limits
- Copayments or coinsurance
- Prior authorization
- Approved devices or products
- Geographic service areas
The presence of a dental, vision, or hearing benefit does not establish that the plan is the appropriate fit overall. Beneficiaries should also evaluate the plan’s medical coverage, prescription formulary, provider network, costs, and utilization rules.
Separately Purchased Dental, Vision, or Hearing Policies
A beneficiary may be able to purchase dental, vision, or hearing insurance separately from Medicare.
These policies operate under their own contracts and may have their own:
- Monthly premiums
- Deductibles
- Copayments or coinsurance
- Provider networks
- Annual benefit maximums
- Waiting periods
- Exclusions
- Frequency limits
- Underwriting or eligibility requirements
A separate policy does not become part of Original Medicare. It pays according to its own benefit schedule and contract terms.
For example, a dental policy may cover part of an eligible crown after a waiting period, while a vision policy may provide a fixed allowance toward frames or contact lenses. The amount paid may be less than the provider’s total charge.
Discount Programs
Dental, vision, and hearing discount programs are different from insurance.
A discount program may provide access to reduced prices from participating providers. It generally does not pay a claim or guarantee that a stated portion of the bill will be covered.
Before joining a discount program, confirm:
- Which providers participate
- Which services receive discounts
- The membership cost
- Whether the discount can be combined with other coverage
- Whether the preferred provider accepts the program
The program’s terms should clearly identify that it is a discount arrangement rather than insurance.
Why Medigap Is Different
Medicare Supplement Insurance, commonly called Medigap, helps pay certain out-of-pocket costs associated with Original Medicare. Depending on the plan letter, it may help with specified deductibles, copayments, or coinsurance for Medicare-covered services.
Medigap generally does not cover routine:
- Dental care
- Vision examinations
- Eyeglasses
- Hearing aids
- Hearing-aid fittings
A separate dental, vision, or hearing policy should not be described as a Medigap policy or broadly labeled a “Medicare supplement.” These products serve different purposes.
How Do Dental Benefits Differ Among Plans?
Dental coverage can vary considerably from one plan to another. Two plans may both advertise dental benefits while covering different services, using different provider networks, and applying different annual limits.
Beneficiaries should review the benefit details rather than relying only on the phrase “dental included.”
Preventive Dental Services
A policy or Medicare Advantage benefit may classify services such as the following as preventive care:
- Routine dental examinations
- Cleanings
- X-rays
- Fluoride treatments
A plan may limit how often these services are covered. For example, it may provide benefits for a certain number of cleanings or examinations during a defined period.
The beneficiary should confirm whether a deductible, copayment, network requirement, or other limitation applies.
Basic Restorative Services
Some dental benefits may provide coverage for basic services such as:
- Fillings
- Simple extractions
- Certain periodontal treatments
- Emergency pain-relief services
The plan may pay a percentage of the allowed cost, require a fixed copayment, or apply a deductible before benefits begin.
Waiting periods and annual maximums may also apply.
Major Dental Services
Depending on the policy, major dental benefits may include limited coverage for:
- Crowns
- Bridges
- Dentures
- Root canals
- Oral surgery
- Dental implants
These services should not be assumed to be covered. A plan may:
- Exclude the service
- Require a waiting period
- Pay only a percentage
- Limit the number of services
- Use a maximum allowable charge
- Apply an annual benefit limit
A dental plan’s annual benefit maximum is the most the plan will pay for covered dental services during the applicable period. Once that maximum is reached, the beneficiary may be responsible for additional costs.
Orthodontic and Cosmetic Services
Adult orthodontic treatment is not a standard feature of every dental plan. When orthodontic coverage is available, it may be limited by age, lifetime maximums, waiting periods, or provider requirements.
Cosmetic dental procedures are frequently excluded. Beneficiaries should review the policy’s definition of cosmetic care before assuming a procedure will qualify.
Dental Provider Networks
A dental plan may use a network of participating providers. The amount paid can differ based on whether the beneficiary receives care in or out of the network.
Before enrolling or scheduling treatment, confirm:
- Whether the dentist participates in the exact plan
- Whether the dentist is accepting new patients
- How out-of-network services are handled
- Whether a referral is required
- Whether pre-treatment approval is recommended
- How the plan calculates its allowed amount
A dentist accepting one policy from an insurer does not necessarily mean the dentist accepts every product offered by that insurer.
How Do Vision Benefits Differ Among Plans?
Vision coverage may include routine examinations, eyewear allowances, or access to discounted products. These benefits are not standardized, so the frequency, provider rules, approved products, and member costs can differ.
A benefit described as an eyewear allowance may pay only up to a stated amount. The beneficiary is generally responsible for costs that exceed the allowance.
Routine Eye Examinations
Some Medicare Advantage plans or separate vision policies may cover a routine eye examination.
The beneficiary should confirm:
- How frequently an examination is covered
- Whether a copayment applies
- Which providers participate
- Whether the examination must be performed by a particular provider type
- Whether retinal imaging or other tests are included
Do not assume that every plan covers one examination every calendar year. The applicable frequency is determined by the plan.
Eyeglasses and Contact Lenses
A vision benefit may provide an allowance or scheduled payment for:
- Frames
- Prescription lenses
- Contact lenses
- Lens upgrades
- Medically necessary contact lenses
Restrictions may apply to:
- Participating optical retailers
- Frame collections
- Lens materials
- Progressive or specialty lenses
- Anti-reflective coatings
- Contact-lens fitting
- Replacement frequency
The plan may cover standard lenses while requiring the member to pay additional costs for optional upgrades.
Vision Provider Networks
Before enrolling, verify whether the beneficiary’s preferred:
- Optometrist
- Ophthalmologist
- Optical retailer
- Eyewear supplier
participates in the plan.
Network participation should be checked with current information from both the plan and the provider. Directory information is useful, but it should not be treated as a permanent guarantee.
Medical Eye Care Versus Routine Vision Care
Medical eye care involves diagnosing or treating a disease, injury, or other medical condition. Routine vision care generally includes eye refractions and services related to prescribing glasses or contact lenses.
The same provider may perform both types of care, but the services may be billed differently.
For example, an examination related to a covered eye condition may fall under Medicare medical benefits, while an examination performed solely to update an eyeglass prescription may fall under a separate vision benefit.
How Do Hearing Benefits Differ Among Plans?
Hearing benefits may involve diagnostic examinations, routine tests, hearing-aid allowances, approved devices, and follow-up services. The benefit can be limited to a particular provider network or device platform.
A beneficiary should verify the entire process before purchasing a hearing aid, because obtaining a device outside the plan’s approved channel may result in reduced benefits or no payment.
Diagnostic Hearing Examinations
A diagnostic hearing examination ordered because of a medical concern may be handled differently from a routine test used to select or fit a hearing aid.
Beneficiaries should ask:
- Why the examination is being performed
- Who ordered it
- Whether the provider participates with Medicare or the plan
- Whether the service is considered diagnostic or routine
- What cost-sharing applies
Coverage of the examination does not automatically establish coverage for a hearing device.
Hearing-Aid Allowances
A Medicare Advantage plan or separate hearing policy may provide:
- A fixed dollar allowance
- Access to specified device models
- Negotiated pricing through a hearing network
- A benefit for one device per ear
- A defined device-replacement schedule
An allowance may not cover the complete cost of the hearing aid. The beneficiary may be responsible for any amount above the plan’s limit, along with costs for features or devices outside the approved selection.
Fitting, Adjustment, and Follow-Up Services
Some hearing benefits may include:
- Initial device fitting
- Programming
- Follow-up adjustments
- Limited repairs
- Batteries
- Charging equipment
- A trial or return period
These services are not included in every benefit. Ask whether they are part of the hearing-aid cost or billed separately.
Approved Devices and Providers
A hearing benefit may require the beneficiary to use:
- A participating audiologist
- A contracted hearing provider
- An approved manufacturer
- A designated device model
- A specific ordering process
Before purchasing a device, obtain written clarification of the approved provider and device requirements.
What Costs and Limits Should Beneficiaries Compare?
The value of dental, vision, or hearing coverage depends on more than the monthly premium. Beneficiaries should compare the full cost of maintaining the coverage with the benefits they reasonably expect to use.
No comparison can guarantee future savings because healthcare needs, provider charges, and plan terms may change.
Monthly Premiums
A separately purchased policy may charge an additional monthly premium.
Some Medicare Advantage plans have a zero-dollar plan premium. This does not mean the beneficiary has no Medicare or healthcare costs. The beneficiary generally must continue paying the applicable Medicare Part B premium and may also have:
- Deductibles
- Copayments
- Coinsurance
- Prescription expenses
- Out-of-network costs
- Costs for noncovered services
The complete Medicare Advantage plan should be reviewed rather than choosing it solely because dental, vision, or hearing benefits are included.
Deductibles, Copayments, and Coinsurance
A deductible is an amount the member may need to pay before the plan begins paying for certain services.
A copayment is a fixed amount paid for a covered service.
Coinsurance is a percentage of the allowed cost that the member pays.
Different cost-sharing rules may apply to preventive, basic, and major services.
Annual Benefit Maximums
Many dental policies use an annual benefit maximum. This is the maximum amount the policy will pay toward covered dental services during the applicable year.
An annual dental benefit maximum is different from a medical plan’s out-of-pocket maximum.
An out-of-pocket maximum limits the member’s spending for certain covered medical services. A dental benefit maximum limits how much the dental plan pays.
Service Allowances
A vision or hearing benefit may provide a fixed allowance.
For example, a plan may contribute up to a stated amount toward eyewear or a hearing device. If the selected product costs more, the beneficiary may be responsible for the difference.
Confirm whether the allowance applies:
- Per item
- Per ear
- Per benefit period
- Per calendar year
- Through designated providers only
Waiting Periods
Some separately purchased policies require the beneficiary to maintain coverage for a certain period before specified services are eligible.
A policy might provide preventive benefits earlier while applying a longer waiting period to major dental procedures.
Premiums may still be due during the waiting period, so the policy should be reviewed before enrolling in anticipation of an immediate procedure.
Frequency and Replacement Limits
A plan may limit how frequently it pays for:
- Dental examinations
- Cleanings
- X-rays
- Routine vision examinations
- Eyeglass frames
- Contact lenses
- Hearing aids
- Hearing-device replacements
A benefit may apply once during a defined period rather than every calendar year.
Total Expected Cost
When comparing options, consider:
- Annual premiums
- Deductibles
- Copayments
- Coinsurance
- Annual benefit maximums
- Eyewear or hearing allowances
- Network pricing
- Waiting periods
- Services likely to be used
- Costs for excluded services
- Costs above plan limits
A lower premium does not necessarily result in a lower total cost. A policy with broader benefits may also provide limited value when the beneficiary does not expect to use those services.
How Should Beneficiaries Compare Provider Access?
A benefit may not meet the beneficiary’s needs when preferred providers do not participate or when the desired product is outside the approved network.
Provider access should be reviewed before enrollment and confirmed again before receiving an expensive service or ordering a device.
Confirm Current Network Participation
Check participation with both:
- The insurance plan
- The provider or supplier
Ask about the exact product, not only the insurance company’s name.
A provider may participate in one plan from an insurer but not another. Participation can also change during the year.
Determine Whether Out-of-Network Care Is Covered
Some policies do not pay for non-emergency out-of-network services. Others provide a reduced benefit or reimburse based on a plan-defined allowance.
Ask:
- Does the policy cover out-of-network care?
- Is the member required to pay the provider first?
- How is reimbursement calculated?
- Is balance billing possible?
- Must a claim form be submitted?
Confirm Whether the Provider Is Accepting New Patients
A provider may appear in a network directory without accepting new patients.
Contact the office and ask whether it currently accepts new patients enrolled in the exact plan being considered.
Ask About Referrals and Prior Authorization
Certain treatments, procedures, or devices may require approval before the service is performed.
Examples may include:
- Major dental treatment
- Dental implants
- Specialty lenses
- Medically necessary contact lenses
- Hearing aids
- Replacement devices
Failure to follow the approval process may reduce or eliminate the benefit.
Verify the Exact Service or Device
A participating provider does not guarantee that every service or product is covered.
Confirm:
- The billing code or procedure
- The proposed treatment plan
- The device model
- The eyewear product
- The plan’s allowed amount
- The member’s estimated responsibility
A pre-treatment estimate can be useful, although it should not be treated as a final claim guarantee.
When Can Florida Beneficiaries Enroll?
Enrollment timing depends on the source of the dental, vision, or hearing benefit.
Medicare Advantage plans follow Medicare enrollment rules. Separately purchased policies may use different application dates, underwriting requirements, waiting periods, and effective-date rules.
Initial Medicare Enrollment
A person who is first becoming eligible for Medicare may be able to select a Medicare Advantage plan during the enrollment period connected to initial Medicare eligibility.
Eligibility and effective dates depend on the person’s Medicare enrollment circumstances.
The Medicare Initial Enrollment Period does not automatically govern enrollment in every separately purchased dental, vision, or hearing policy.
Medicare Annual Enrollment Period
The Medicare Annual Enrollment Period runs from October 15 through December 7.
During this period, eligible beneficiaries may make certain Medicare Advantage and Part D changes for the following year.
A beneficiary may use this period to move into a Medicare Advantage plan that includes dental, vision, or hearing benefits, but the full plan should be evaluated. Extra benefits should not be considered separately from the plan’s medical, prescription, network, and cost-sharing terms.
The Annual Enrollment Period does not automatically control when a beneficiary can apply for a separate dental, vision, or hearing policy.
Medicare Advantage Open Enrollment Period
The Medicare Advantage Open Enrollment Period runs from January 1 through March 31 and applies only to people who are already enrolled in Medicare Advantage.
During this period, an eligible member may generally make one permitted Medicare Advantage change or return to Original Medicare.
A person enrolled in Original Medicare cannot use this period as a general opportunity to join Medicare Advantage.
Special Enrollment Periods
Certain qualifying events may provide a Special Enrollment Period.
The applicable:
- Qualifying event
- Deadline
- Permitted change
- Effective date
- Documentation requirements
depend on the circumstances.
A Special Enrollment Period should not be assumed merely because a person wants new dental, vision, or hearing benefits.
Separate-Policy Enrollment
Separately purchased policies may be available at different times during the year.
Depending on the insurer, enrollment may involve:
- Application requirements
- Age or residency rules
- Medical or dental questions
- Waiting periods
- Delayed effective dates
- Minimum enrollment periods
Review when benefits begin, not only when the application is accepted.
How Does Eligibility Differ by Coverage Type?
There is no single Florida eligibility rule covering every dental, vision, or hearing product. Eligibility depends on whether the benefit is provided through Medicare Advantage, a separate insurance policy, or a specific public assistance program.
Consumers should identify the product first and then review the applicable requirements.
Medicare Advantage Eligibility
Medicare Advantage eligibility generally requires the beneficiary to:
- Have Medicare Part A and Part B
- Live within the plan’s service area
- Enroll during an applicable Medicare enrollment period
- Satisfy any other federal enrollment requirements
Some people qualify for Medicare before age 65, so Medicare Advantage eligibility should not be described as limited only to people who are at least 65.
Separate Individual-Policy Eligibility
A separate dental, vision, or hearing insurer may establish requirements concerning:
- Age
- State residency
- Application timing
- Underwriting
- Existing coverage
- Waiting periods
- Policy availability
Eligibility for Medicare does not automatically guarantee acceptance into every separate policy.
Income-Based Assistance Programs
Financial need is not a general eligibility requirement for Medicare Advantage dental, vision, or hearing benefits.
Income or asset requirements may apply to a specific assistance program. The program should be identified by name, and its current requirements should be reviewed before describing eligibility.
People Eligible for Medicare Before Age 65
Some individuals qualify for Medicare before age 65 because of a disability, ALS, or End-Stage Renal Disease.
Their Medicare Advantage and separate-policy options may depend on:
- Their Medicare entitlement
- Their location
- Product availability
- Insurer eligibility requirements
- The applicable enrollment period
How Can Beneficiaries Compare Coverage Based on Their Needs?
Additional coverage should address a defined need rather than being purchased automatically. The appropriate fit depends on expected services, provider preferences, current benefits, monthly budget, and comfort with cost-sharing.
There is no bad insurance, only coverage that may or may not fit a person’s circumstances.
List Expected Services
Begin by identifying services that may reasonably be needed, such as:
- Preventive dental care
- Fillings or periodontal care
- Crowns, dentures, or implants
- Routine vision examinations
- Eyeglasses or contact lenses
- Hearing evaluations
- Hearing aids
- Device adjustments or replacements
Future needs cannot be predicted with certainty, but a reasonable estimate can make comparisons more useful.
Review Existing Coverage
Determine whether benefits are already available through:
- A Medicare Advantage plan
- Retiree coverage
- Employer or union coverage
- Medicaid
- A separate policy
- A discount program
- Another household benefit
Reviewing existing coverage can help identify possible duplication.
Compare Benefits With Expected Costs
Compare the services likely to be used with:
- Annual premiums
- Deductibles
- Copayments or coinsurance
- Waiting periods
- Benefit maximums
- Service allowances
- Provider networks
- Frequency limits
- Exclusions
Do not assume that buying coverage will automatically reduce total spending.
Read the Evidence of Coverage or Policy Documents
Marketing summaries can provide an overview, but the official policy documents control the benefit.
Review documents such as:
- Evidence of Coverage
- Summary of Benefits
- Policy certificate
- Schedule of benefits
- Exclusions and limitations
- Provider directory
- Formulary or approved-product list
Ask for clarification when the documents use unfamiliar terms.
Avoid Duplicating Existing Benefits
More coverage is not always better.
Two policies may provide benefits for the same limited services while charging separate premiums. Compare how each product pays and whether maintaining both addresses a meaningful need.
Frequently Asked Questions
Does Original Medicare Cover Routine Dental Care?
Generally, no.
Original Medicare generally does not cover routine cleanings, fillings, dentures, extractions, or implants. Limited coverage may apply when a dental service is directly connected to certain Medicare-covered medical treatment or qualifying inpatient care.
Does Original Medicare Cover Routine Eye Exams and Glasses?
Original Medicare generally does not cover routine eye refractions for eyeglasses or contact lenses.
It may cover certain screenings, diagnostic services, treatment of covered eye conditions, and qualifying corrective lenses after covered cataract surgery.
Does Original Medicare Cover Hearing Aids?
Original Medicare generally does not cover hearing aids or examinations performed solely to prescribe or fit them.
Part B may cover certain diagnostic hearing or balance examinations when Medicare’s requirements are satisfied.
Do All Medicare Advantage Plans Include Dental, Vision, and Hearing Benefits?
No.
Some plans include one or more of these extra benefits, while others may not. Covered services, networks, allowances, frequency limits, and member costs vary.
Does Medigap Cover Routine Dental, Vision, or Hearing Care?
Generally, no.
Medigap helps pay certain cost-sharing expenses related to Original Medicare. It should not be confused with separately purchased dental, vision, or hearing coverage.
Can I Purchase Separate Dental or Vision Coverage With Original Medicare?
Separate policies may be available.
Their eligibility, enrollment, waiting-period, underwriting, cost, and benefit rules are established by the insurer.
Do I Have to Wait for Medicare Open Enrollment to Purchase a Separate Policy?
Not necessarily.
Medicare’s enrollment periods apply to particular Medicare coverage decisions. A separate dental, vision, or hearing policy may have different application and effective-date rules.
Does a Zero-Dollar Medicare Advantage Plan Premium Mean the Coverage Is Free?
No.
The beneficiary generally must continue paying the applicable Medicare Part B premium and may also have deductibles, copayments, coinsurance, prescription expenses, and costs for noncovered services.
Will a Dental Policy Always Save Me Money?
No.
The result depends on premiums, services used, annual benefit limits, waiting periods, provider networks, exclusions, and member cost-sharing.
Can a Plan Guarantee That My Dentist or Eye Doctor Is In-Network?
No.
Network participation should be verified with the plan and provider using current information. Participation can change.
Are Hearing-Aid Benefits Based on Financial Need?
Not generally when the hearing benefit is part of a Medicare Advantage plan.
Financial criteria may apply to a specific public or charitable assistance program, but the program and its requirements must be reviewed separately.
What Information Should I Prepare Before Comparing Coverage?
Prepare:
- Current Medicare information
- Existing dental, vision, or hearing benefits
- Preferred providers
- Expected dental procedures
- Eyewear needs
- Hearing-device needs
- Current premiums
- A reasonable monthly budget
- Questions about exclusions, waiting periods, and benefit limits
Conclusion
Original Medicare provides limited dental, vision, and hearing coverage. Additional benefits may be available through certain Medicare Advantage plans, separately purchased policies, or other coverage sources, but those benefits are not standardized.
Before enrolling, Florida beneficiaries should compare covered services, provider networks, premiums, deductibles, allowances, annual benefit maximums, waiting periods, frequency limits, approved devices, and expected out-of-pocket costs. They should also determine whether the proposed option duplicates benefits they already have.
No dental, vision, or hearing option is automatically the right fit for every beneficiary. The appropriate choice depends on the services the person expects to use, preferred providers, current Medicare arrangement, and budget. ProCare Consulting works for clients, not insurance companies.
Contact a licensed ProCare Consulting agent to compare dental, vision, and hearing coverage options available in your Florida service area.
